Last Updated: 12/07/2025
The content provided by Stidham Sr Credit Expert, operated by Stidham LLC, is intended solely for educational and informational purposes.
We do not guarantee financial results, credit score improvements, or any specific outcome based on the information presented on this website or in our digital products.
1. No Earnings Guarantees
Any examples, case studies, or financial discussions shown on this website are illustrative only.
We make no guarantee that:
- Your credit score will increase
- You will receive loan approvals
- Your financial situation will improve
- You will qualify for new credit
- You will remove negative items
- Your income or financial position will change
Your results depend entirely on your actions, financial habits, creditors, reporting agencies, and other factors outside our control.
2. Educational Use Only
All resources, including the “Stidham’s 30-Day Credit Fix Formula,” are educational tools, not credit repair services or financial advice.
We do not make promises or claims related to:
- Earnings
- Revenue
- Financial gain
- Credit restoration
- Legal outcomes
- Guaranteed approvals
3. Individual Results Will Vary
Your progress will depend on:
- Your consistency and discipline
- The steps you take
- Your financial situation
- Your payment history
- Your creditor responses
- Your income stability
- Your debt levels
- Your personal decision-making
No two users will experience the same results.
4. Testimonials & Success Stories
Any testimonials or success stories displayed on this website represent the experiences of individual customers.
These results are not typical, should not be expected, and should not be relied upon for predicting your personal outcomes.
Testimonials are provided voluntarily and are not intended to guarantee similar performance or results.
5. No Professional Relationship
Visiting this website, purchasing digital content, or interacting with Stidham LLC does not create a professional relationship, such as:
- Attorney-client
- Consultant-client
- Financial advisor-client
- Credit repair service-client
You are solely responsible for your financial decisions.
6. Not a Credit Repair Company
Stidham LLC does not:
- Act on your behalf
- Remove items from credit reports
- Dispute items on your behalf
- Negotiate with creditors
- Provide credit repair services
Our products teach you how to understand and manage your own credit, nothing more.
7. Forward-Looking Statements
Any statements about potential future results are forward-looking, based on assumptions, and should not be interpreted as a guarantee of success.
8. Limitation of Liability
Stidham LLC is not responsible for:
- Financial loss
- Credit score decreases
- Loan denials
- Missed payments
- Poor financial decisions
- Misuse of educational content
Use the information at your own risk.
9. Contact Information
For questions related to this Earnings & Testimonials Disclaimer, contact:
Stidham LLC — Stidham Sr Credit Expert
Email: info@stidhamllc.com
Website: stidhamsrcreditexpert.com