Last Updated: 12/07/2025
The information provided on Stidham Sr Credit Expert, operated by Stidham LLC, is for educational and informational purposes only.
By using this website, you agree to the terms outlined in this Disclaimer.
1. Not Financial, Legal, or Credit Repair Advice
The content on this website — including articles, downloads, digital products, and “Stidham’s 30-Day Credit Fix Formula” — is not:
- Legal advice
- Financial advice
- Credit repair services
- Accounting advice
- Professional counseling
All content is intended solely to help users understand credit, credit reports, and financial concepts.
For advice specific to your situation, consult a licensed professional.
2. No Guarantee of Results
We do not guarantee:
- Credit score increases
- Approval for loans or credit cards
- Removal of negative items
- Any financial outcome
Results depend entirely on your personal financial behavior, timing, reporting agencies, and creditors.
Educational content alone cannot guarantee a specific credit outcome.
3. Not a Credit Repair Organization
Stidham LLC and Stidham Sr Credit Expert are not:
- A credit repair company
- A credit services organization
- A debt settlement service
- A law firm
We do not offer services that involve acting on your behalf with creditors or credit bureaus.
Our materials help you learn, not repair credit for you.
4. Accuracy of Information
While we strive to provide accurate, up-to-date information, credit laws and reporting practices may change.
We make no warranties or representations about:
- Completeness
- Reliability
- Accuracy
- Timeliness of information
Use this site at your own discretion.
5. Personal Responsibility
You agree to use the information on this website responsibly, and you acknowledge that:
- You are solely responsible for your financial decisions
- You will not hold Stidham LLC liable for outcomes of your actions
- You understand all content is for education only
6. External Links
Our website may contain links to third-party websites.
We are not responsible for:
- Their content
- Their accuracy
- Their policies
- Their accessibility
- Their security
Users should review each third-party site independently.
7. Testimonials and Examples
Testimonials or statements shared on this website:
- Reflect individual experiences
- Are not typical results
- Are not promises or guarantees
Your results will vary.
8. Limitation of Liability
To the fullest extent permitted by law, Stidham LLC is not liable for:
- Losses
- Damages
- Claims
- Misinterpretation of content
- Decisions made based on educational information
9. Contact Information
If you have questions about this Disclaimer, contact:
Stidham LLC — Stidham Sr Credit Expert
Email: info@stidhamllc.com
Website: stidhamsrcreditexpert.com