Last Updated: [12/7/2025]
Welcome to Stidham Sr Credit Expert, operated by Stidham LLC.
By accessing or using this website (stidhamsrcreditexpert.com), you agree to the following Terms of Service.
Please read these terms carefully before using the site.
1. Acceptance of Terms
By using this website, you confirm that you have read, understood, and agreed to be bound by these Terms of Service and all applicable laws.
If you do not agree, please discontinue use of the website immediately.
2. Educational Purpose Only
All information provided on this website — including articles, guides, digital products, and resources — is for educational purposes only.
We do not provide:
- Legal advice
- Financial advice
- Credit repair services
- Debt management services
- Professional counseling
You are solely responsible for how you use the information provided.
3. Eligibility
To use this website, you must be:
- At least 18 years old,
- A resident of a jurisdiction where this website is legally accessible, and
- Capable of entering into a binding agreement.
4. Purchases & Digital Products
Any digital products offered on this site (including the “Stidham’s 30-Day Credit Fix Formula”) are delivered electronically.
All purchases are:
- Final
- Non-refundable (unless required by law)
- For personal, non-commercial use
You may not share, reproduce, or distribute any purchased materials without written permission from Stidham LLC.
5. Intellectual Property Rights
All content on this site is the property of Stidham LLC, including:
- Text
- Logos
- Images
- Branding
- Digital downloads
- Designs
- E-book content
You may not copy, reproduce, modify, republish, sell, or distribute any content without prior written authorization.
6. User Responsibilities
You agree NOT to:
- Misuse the website
- Attempt unauthorized access
- Copy or distribute content
- Upload malicious code
- Engage in illegal activities using this website
Violation of these rules may result in termination of your access.
7. Third-Party Links
This site may contain links to third-party websites.
We are not responsible for the content, policies, or practices of any external websites.
8. Limitation of Liability
To the fullest extent permitted by law, Stidham LLC is not liable for:
- Any losses or damages resulting from your use of this website
- Errors, omissions, or inaccuracies in content
- Delays or interruptions in website access
- Use of third-party services or links
You use this website at your own risk.
9. No Guarantees
We make no guarantees regarding:
- Credit score improvement
- Financial outcomes
- Results from applying educational information
Outcomes depend solely on personal actions and financial behavior.
10. Changes to These Terms
We reserve the right to update these Terms of Service at any time.
Any changes will be posted on this page with a new “Last Updated” date.
Continued use of the site means you accept the updated terms.
11. Governing Law
These terms are governed by the laws of the United States and the State of Ohio, without regard to conflict-of-law principles.
12. Contact Information
If you have questions about these Terms of Service, contact:
Stidham LLC
Email: info@stidhamllc.com
Website: stidhamsrcreditexpert.com