PRIVACY POLICY
Last Updated: December 6, 2025
Stidham LLC, operating as Stidham Sr Credit Expert, (“we,” “our,” “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website stidhamsrcreditexpert.com.
By using this website, you agree to the terms of this Privacy Policy.
1. INFORMATION WE COLLECT
We may collect the following types of information:
1.1 Personal Information You Provide
- Name
- Email address
- Phone number
- Mailing address
- Any information submitted through forms or newsletter signup
1.2 Automatically Collected Information
When you visit our website, certain information is automatically collected, including:
- IP address
- Browser type
- Device type
- Pages viewed
- Time spent on the site
- Referring website
This is standard and collected through cookies, analytics tools, and third-party services.
1.3 Payment Information
If you purchase products through Payhip or another payment platform, your payment information is handled securely by those platforms.
We do not store or process any payment card details.
2. HOW WE USE YOUR INFORMATION
We use collected information to:
- Improve website performance and user experience
- Deliver email newsletters or updates
- Respond to inquiries and support requests
- Process orders and send confirmations
- Monitor website analytics
- Improve our educational content and services
- Maintain website security
We never sell your personal information.
3. COOKIES AND TRACKING TECHNOLOGY
We use cookies and analytics tools to:
- Understand how visitors use our site
- Improve performance and navigation
- Personalize content
- Provide a better user experience
You can disable cookies in your browser settings if desired.
4. SHARING YOUR INFORMATION
We may share information with:
- Service providers (analytics, hosting, email delivery)
- Payment processors (Payhip, Stripe, PayPal)
- Legal authorities, if required by law
We do not sell or rent your personal information to third parties.
5. THIRD-PARTY LINKS
Our website may contain links to third-party websites.
We are not responsible for:
- Their content
- Their privacy practices
- Their accessibility or security
We encourage you to review their policies.
6. DATA SECURITY
We take reasonable measures to protect your information, including:
- HTTPS encryption
- Secure hosting
- Limited data retention
- Regular website monitoring and security checks
No system is 100% secure, but we follow best practices.
7. CHILDREN’S PRIVACY
We do not knowingly collect information from individuals under the age of 13.
If we discover such data was collected, we will delete it promptly.
8. YOUR PRIVACY RIGHTS
Depending on your location, you may have rights to:
- Access, update, or delete your information
- Request a copy of your data
- Opt out of marketing emails
- Disable cookies and tracking
- Request limitation on data collection
To exercise your rights, contact us at:
info@stidhamllc.com
9. “DO NOT SELL MY PERSONAL INFORMATION” (CCPA)
We do not sell personal information.
California residents may still request this option by contacting:
info@stidhamllc.com
A separate CCPA page can be added if needed.
10. CHANGES TO THIS PRIVACY POLICY
We may update this policy occasionally.
Changes will be posted on this page with an updated “Last Updated” date.
11. CONTACT US
If you have questions about this Privacy Policy, contact:
Stidham LLC – Stidham Sr Credit Expert
Email: info@stidhamllc.com
Website: stidhamsrcreditexpert.com